21 April 2022 | Financial repression poses a major problem for the protection of savers: policymakers must act and stop using savers’ cognitive biases to their detriment. Facts | On average, over the last 30 years, annual increases in consumer prices (“inflation”) have averaged +2% for the euro area[i], a historically very low level. Nonetheless,

It’s all about retail shareholder democracy in Europe! Did you try to vote (or did you successfully vote) at Shareholders Meetings of EU Companies in 2022? If not, there is still time, AGMs of companies are still ongoing. • Let us know your experience: Survey Open, until 10 September 2022! Shareholders are the true owners

Last week, the fund industry warned that “the EU is putting the interests of exchanges over investors”. A letter from EFAMA to the EU Authorities regarding the reform of EU rules on capital markets (“MIFIR Review” in EU jargon) opposes the compensation of securities exchanges for communicating their trade data to “dark” competitors and labels

As stated by ESMA “the COVID-19 crisis offers the opportunity to test the hypothesis [often claimed by the industry] that active equity UCITS outperform their benchmarks during stressed market conditions”. In light of this period of market downturn followed by a quick recovery and then stabilisation, ESMA analysed a sample of actively managed equity UCITS funds,

The European Commission proposes to replace the current suitability-appropriateness duality in the MiFID II and insurance distribution Directives, with a new, unique, and standardised suitability regime for all categories of retail investment products, including “IBIPs” (insurance-based investment products). BETTER FINANCE welcomes the initiative of the European Commission to harmonise and improve the consumer journey towards

Although SPACs – Special Purpose Acquisition Companies – have existed for quite some time, their sudden popularity over the last few years has drawn the attention of investors and regulators alike. In their latest joint report, BETTER FINANCE and CFA Institute shed light on the debate around SPACs also known as “blank cheques companies”. Based

The objective of this project is to understand the perceived experience of market participants with special purpose acquisition companies (SPACs), including investment professionals as well as the recipients of financial services and products (i.e., retail investors). The study presents professional and retail investors’ views on the main issues that pertain to SPAC vehicles: transparency and

The European Coalition on the Consumer Credit Directive (CCD) invite you to their first national Irish webinar.  23 March 2022, 11.00 AM to 12.15 PM – GMT Dublin | (12.00 PM to 13.15 PM – CET Brussels). During this 75 minutes’ event, key stakeholders from Ireland will exchange on the CCD proposal and its capacity

  Join the discussion at the Virtual Press Launch of the joint BETTER FINANCE and CFA Institute Report on Special Purpose Acquisition Companies (SPACs) on 17 March 2022: Although SPACs have existed for quite some time, their sudden popularity over the last few years has drawn the attention of investors and regulators alike. Sometimes known

BETTER FINANCE and its member organisations representing individual, minority shareholders see the framework for sound functioning and trustworthy listed issuers as comprising three key dimensions: first, sustainable corporate governance (corporate reporting); second, robust statutory audit market; and sound supervision, both of listed issuers and of auditing firms. In terms of corporate governance, we believe that