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ADICAE is a Spanish consumer organisation specializing in the protection, training, complaint, claim information and the rights of banking and insurance service users. ADICAE was founded in 1990 and has established itself as one of the largest consumer associations with a nationwide presence. ADICAE is a member of the Council of Consumers and Users of

17 March 2016 – Today ADICAE, the Spanish association representing financial end users and BETTER FINANCE member, will reveal the truth that has so far been hidden behind some statements uttered by Bankia’s president at its shareholders’ meeting.   The consumer association will shed light on the actual terms of the ‘offer’ by Goirigolzarri to

Analysing "The European Political Twittersphere" and the network of top users discussing the 2014 European Elections, the University of Vienna classified ADICAE, the Spanish consumer organization and member of BETTER FINANCE, as the 26th most influential NGO on Twitter about the European elections. Congratulations to ADICAE! Please find the results of the study here.

Two of BETTER FINANCE’s members, Manuel Pardos Vicente and Fernando Herrero Sáez de Eguilaz from ADICAE, were nominated on the 4th of March as candidates to the National Commission on Market Values in Spain, the regulatory body of the Spanish stock market. The Comisión Nacional del Mercado de Valores (CNMV) is the agency in charge

BETTER FINANCE is pleased to announce that Alin Iacob, the Chairman of the Association of Romanian Financial Services Users (AURSF), and Matías Martín-Gil Parra, representative of ADICAE, the Spanish Association of Users of Banks, Savings Banks and Insurance Companies, were both selected to join the European Commission’s Payment Systems Market Expert Group (PSMEG). The expert

We are happy to announce that Christian Gülich, EU Policy Officer at the Bund der Versicherten (BdV), one of BETTER FINANCE’s German members, was appointed to the European Insurance and Occupational Pensions Authority’s Insurance and Reinsurance Stakeholder Group. For more information, please see EIOPA’s website. With 17 user-side expert members from among its ranks in

President Jella Benner-Heinacher Jella Benner-Heinacher is the chief managing director (deputy) of Deutsche Schutzvereinigung für Wertpapierbesitz (DSW), the leading shareholder association in Germany. Ms Benner-Heinacher, a German attorney, having studied in France, Switzerland and the U.S., is primarily responsible for international activities as Vice-President of BETTER FINANCE in Brussels. Ms Benner-Heinacher is also chairwoman of the

Saving Banco Popular… On the 7th of June, the European Commission approved the rules for the rescue plan of Banco Popular proposed by the Single Resolution Board under the EU bank recovery and resolution directive. The Bank was sold to Santander for a symbolic €1. The Commission endorsed the resolution scheme because the conditions for

BETTER FINANCE’s Spanish member organisation ADICAE is celebrating a historic victory against 101 banks in what has been the biggest class action Spain has ever seen. In this class action suit on behalf of 15.000 mortgage borrowers, a Madrid commercial court deemed that the fixed minimum rate mortgages in question lacked in transparency and declared

Today, BETTER FINANCE, the leading advocate for European citizens as investors, savers, shareholders, and financial services users, unveils its manifesto ahead of the upcoming European Union elections in June 2024. Entitled “Sustainable Value for Money: Reconciling Individuals, Enterprises & The Planet,” the manifesto calls for a renewed emphasis on better outcomes for consumers, long-term investment,

BETTER FINANCE’s full Response to the Targeted Consultation on SRDs – Shareholder Rights Directives (SRD1 and SRD2) for the European Commission by the CSES — [15 December 2023]. BETTER FINANCE advocates for the enforcement of investors’ and shareholders’ rights, underscoring the pivotal role of engagement as a cornerstone within robust green transition plans and corporate

In a letter to the European Commission’s Directorate General in charge of Financial Stability, Services and Capital Markets Union (DG FISMA) dated 20 June 2020, the European Supervisory Authorities (ESAs) informed that one of their respective Supervisory Boards did not approve the draft level 2 regulatory technical standards  (RTS) for the Delegated Regulation on key

Brussels, 31 July 2020 – In a letter to the European Commission’s Directorate General in charge of Financial Stability, Services and Capital Markets Union (DG FISMA) dated 20 June 2020, the European Supervisory Authorities (ESAs) informed that one of their respective Supervisory Boards did not approve the draft level 2 regulatory technical standards  (RTS) for

PRESS RELEASE The Report of the High-Level Forum on the European Capital Markets Union (CMU): European Savers one step closer to getting Sustainable Value for their Money Brussels, 10 June 2020 – A little over 6 months after the European Commission (EC) launched its High-Level Forum (HLF) on the Future of CMU, the group of

Brussels, 26 November 2019 – On 18 November 2019, the European Commission (EC) announced the composition of its high-level forum on the Capital Markets Union (CMU). 28 experts from the business and finance sectors, civil society and other non-public sector institutions will provide support and insights towards the Commission’s goal of further developing and finalising

On December 3rd, the Bulgarian Financial Forum, a member organisation of BETTER FINANCE, held an event to discuss “Alternative solutions to the banking crisis”. The conference gathered not only a large number of legal and financial professionals but also a broader public interested in the topic. High-level speakers presented alternatives views to the mainstream narrative

Accountants and their regulator, the Financial Reporting Council, are under fire following the Queen Counsel’s George Bompas suggestion that “the legal cornerstone underpinning the entire edifice of bank accounting is defective”. The Times newspaper had access to Mr George Bompas’s legal opinion dated August 14 strongly criticising the work of accountants at the top of the profession. The senior lawyer commissioned by the

On September 9, 10 & 11, Eurofi held its annual Financial Forum in Luxembourg, in association with the forthcoming Luxembourg EU Council Presidency. The event focused on the integration challenges that the EU and the Eurozone face, bringing together industry representatives, regulators and political decision makers. Guillaume Prache, Managing Director of BETTER FINANCE, participated in the event as a speaker

On 12 & 13 September 2013 Eurofi is organising an event in Vilnius in association with the Lithuanian EU Presidency for an audience of public and industry representatives. The aim of this Forum will be to facilitate open and interactive discussions between public decision-makers and leaders of the financial industry on the major on-going reforms

XI International Convention of Independent Financial Advisers (CIFA) Forum on 24th to 26th April 2013  in Monaco. The Forum aims at tackling the overarching question if the world banking system can be reformed. A variety of panels, seminars and workshops are foreseen over the two days event, and EuroFinUse will represent the point of view

  INTERNATIONAL CONFERENCE AEMEC/EUROFINUSE   «The EU and Minority Shareholders – Legislative developments and Undertakings» DRAFT Programme for AEMEC – EuroFinUse event in February 2014 (Madrid)   Programme     21st of February   09.30h                 Opening Remarks                             Jean Berthon 9.45h                   Provisional

BETTER FINANCE members UK Shareholders’ Association and ShareSoc (UK Individual Shareholders Society) published a letter expressing disappointment in the news that the UK government is abandoning some of its reforms to accounting standards: It is difficult to overstate the disappointment of investors, and other users of corporate information, at the news that the UK government

Transparency Task Force is holding an online event, to draw attention to the collective redress action by Stichting Investor Loss Compensation (SILC) for individual Airbus investors who have incurred damages, and to discuss the “Power of Class Actions to get Justice”. The event is scheduled for Tuesday, July 4th, between 6:00 PM and 7:30 PM

BETTER FINANCE, The European Federation of Investors and Financial Services Users, joins forces with Stichting Investor Loss Compensation (SILC), assisting Airbus shareholders recover losses resulting from Airbus’ involvement in bribery practices and other wrongful conducts. Free registration is now open at www.airbusclaim.com Largest ever penalty on global bribery practices On 31 January 2020, Airbus – the global

AirbusWirecardVolkswagenAirbus BETTER FINANCE, The European Federation of Investors and Financial Services Users, joins forces with Stichting Investor Loss Compensation (SILC), assisting Airbus shareholders to recover losses resulting from Airbus’ involvement in bribery practices and other wrongful conducts. Largest ever penalty on global bribery practices | On 31 January 2020, Airbus – the global supplier of aircraft, and

Dans le cadre du partenariat avec la F2iC, OPCVM360 met à votre disposition son service de recherche d’information sur les fonds et les ETF (trackers) disponibles en Europe.

EXECUTIVE SUMMARY What is Alternative/Online Dispute Resolution (ADR/ODR)? Non-judicial procedures through which consumers (for our constituency, “retail” financial services users) can solve disputes with professionals and obtain redress for their rights. These are generally referred to as alternative dispute resolution (ADR) or out-of-court settlement of consumer claims. Cases are (or should be) handled by independent

This document provides you with key information about this pan-European Personal pension Product (PEPP). It is not a marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this personal pension product and help you compare it with other PEPPs. This is not a

Collective Redress Directive – a directive for initiating court actions against companies who infringe consumers rights