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Other Investors

Better Finance was created in 2009 following the financial crisis to federate all individual investor organisations in Europe including shareholders but not limited to these. Better Finance also looks after the interests of investors  in fixed income securities  like bonds, in  investment funds, in  life insurance pension fund well as those investing in bank saving products.

Today, individual investors are mainly offered "packaged" products rather than securities (shares and bonds): 78 % of EU households' financial assets are held through these packaged investment products (life insurance, pension funds, bank accounts, investment funds). Since the financial crisis of 2008 new EU regulations have improved the protection of individual investors, but Better finance believes much is left to be done to ensure a consistent level of protection, of conduct of business rules and of key information disclosures.


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