The Retail Investment Strategy (RIS) compromise currently on the table for a European Parliament vote blatantly disregards the interests of retail investors and the establishment of a competitive Capital Markets Union (CMU). Should Ms Yon-Courtin’s proposed compromise be approved by the ECON committee on 20th March and subsequently put to a plenary vote one month
BETTER FINANCE endorses the FSUG’s call for improved ‘Value for Money’ in retail investments. The focus is on enhancing the effectiveness of packaged retail and insurance-based investment products (PRIIPs) to contribute significantly to investors’ financial well-being. The FSUG emphasises the responsibility of product manufacturers to design products that boost investors’ financial wealth and urges supervisors
⬇️ Read or download BETTER FINANCE’s Individual Investors’ Key Priorities for 2024-2029 below. ⬇️ Let’s harness the Capital Markets Union’s (CMU) potential to benefit our citizens as financial consumers, retail investors and pension savers, as well as our planet, the economy, and for future generations. This will ensure Europe’s prosperity and security in a rapidly
DG FISMA will be organising a roundtable on January 25th, 2024 at 10:00, where Aleksandra Maczynska, Acting Managing Director at BETTER FINANCE will address the panel on ‘Opportunities from a shorter settlement cycle in the EU’.
The Sustainable Finance Disclosures Regulation (SFDR) started applying in March 2021 and requires financial market participants and financial advisers to disclose at entity and product levels how they integrate sustainability risks and principal adverse impacts in their processes at both entity and product levels. It also introduces additional product disclosures for sustainable financial products making
BETTER FINANCE is pleased to announce a new collaboration with SASV (Schweizerischer Anlegerschutzverein), the Swiss Investor Protection Association, further expanding its pan-European network. SASV is dedicated to promoting transparency within the Swiss capital market and advancing investor rights. This partnership with BETTER FINANCE aims to bolster the representation of Swiss individual investors and shareholders on
Brussels, 14 December 2023 – On December 11th, the BETTER FINANCE Scientific Council convened to discuss next year’s research program and to elect a new chairperson. The Council recommended that BETTER FINANCE continues to build on the extensive research conducted by the team and expressed support for the 2024 research program, including further research on
The Lithuanian Investors Association and BETTER FINANCE, the European Federation of Investors and Financial Services Users, are organising the annual BETTER FINANCE International Investors’ Conference, scheduled to take place in Vilnius on May 30, 2024. The conference, titled “Vilnius 2024 | Shaping the Future of Finance,” will delve into various topics encompassing European and Baltic
Date: Wednesday, 17 April 2024 | Time: 14h00 – 18h00 | Place: University Foundation, 11 Rue d’Egmont, 1000 Brussels PROGRAMME 13h30 – 14h00 | Registration & Coffee 14h00 – 14h10 | Welcome | Aleksandra Mączyńska, Acting Managing Director, BETTER FINANCE 14h10 – 14h30 | Keynote Speech | José Manuel Campa, Chair, European Banking Authority (EBA)
The “Swiss Association for the Protection of Investors” (Schweizerische Anlegerschutzverein) is committed to transparency on the Swiss capital market and the promotion and enforcement of investor rights in Switzerland. Its purpose is to protect the interests of investors with regard to financial investments and to support them in the enforcement of their corporate and economic
CONSOB, the Italian financial watchdog, invited me on November 8, 2019 to comment on their very interesting 2019 report on the behavior of Italian savers. Several findings were indeed thought-provoking. For example, 63% of Italian savers are loss averse according to the Report. However, their top choice (and more and more so) is bank accounts.
A recent study by S&P Dow Jones Indices once again illustrates that active managers have trouble beating the indexes, especially over the long term. There seems to be no end in sight to the debate between advocates of active investing and those promoting a passive strategy, with the former defending their ability to deviate from
The outlook for European citizens saving money for their pensions is far from encouraging. Although lower inflation rates across the EU slightly improved real returns, current low interest rates (lower still following the latest ECB cut down to 0,05%) combined with heavy fees render pension savings markets extremely vulnerable to even the slightest increase in
The Regulation for a Key Information Document (KID) for Investment Products faces serious threats from within the European Parliament itself. The stalled financial package concerns a simple information document that would have to be provided to potential customers by financial services, at the time of sale. Specifications for such a Key Information Document (KID) are
EuroFinUse Managing Director was interviewed in the Financial Times with regards to EuroFinUse Research Report on ‘The Real Return of Private Pensions’ released on Thursday June 20, 2013. ‘Saving for retirement is “a losing game” for hundreds of millions of European citizens as high charges and taxes destroy the value of pensions’. “If pension savers
According to the Financial News at least eight hedge-fund firms have announced their intention to close their business due to uncertain markets, tighter regulation and "investors with ever-shorter time horizons". Read the full article here. (Source: Financial News)
The outlook for European citizens saving money for their pensions is far from encouraging. A new report on the gloomy status of private pensions in Europe was released today by BETTER FINANCE. The 2014 Edition of «Pension Savings: The Real Return» now covers 8 EU countries (Belgium, Denmark, France, Germany, Italy, Poland, Spain and the
The Regulation for a Key Information Document (KID) for Investment Products faces serious threats from within the European Parliament itself. The stalled financial package concerns a simple information document that would have to be provided to potential customers by financial services, at the time of sale. The package is in danger of indefinite delay as