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12/09/2017
 

BETTER FINANCE response to EIOPA questionnaire on public disclosure on LTG measures and measures on equity risk




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BETTER FINANCE
BETTER FINANCE
 
 
 
 
 
21/08/2017
 

Position on the Delegated Act on conduct of business rules for the distribution of insurance-based investment products


Retail” financial services are still ranked as the worst consumer markets in the entire European Union according to the European Commission’s Consumer Scoreboard. Therefore, our organization would like to express its support for initiatives such as the draft Delegated Act since it aims to enhance the protection of consumers and retail investors. We also subscribe to the European Commission’s assessment that insurance-based investment products are often sold as alternatives or substitutes to retail investment products. However, due to many cases of mis-selling of financial products, BETTER FINANCE is concerned that this draft DA diverges to much from EIOPA’s Technical Advice (1st February 2017) and that it seems to set the bar on consumer protection lower than EIOPA’s TA.

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BETTER FINANCE
BETTER FINANCE
 
 
 
 
 
21/08/2017
 

Position on the Delegated Act on product oversight and governance requirements for insurance undertakings and insurance distributors


Our organization fully defends that this draft Delegated Act would be the cornerstone to establish the main obligations for insurance manufacturers and insurance distributors regarding the product approval process, the target markets, the product testing, the monitoring and review, and the information obligations between manufacturers and distributors. These innovations are fundamental to ensure improvements in terms of consumer protection and retail investor involvement in insurance markets.

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BETTER FINANCE
BETTER FINANCE
 
 
 
 
 

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